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Brand & campaign

Fresh like a Fintech

Reinventing Buy Now, Pay Later for humm.

As the Buy Now, Pay Later revolution swept a COVID-struck world, beagle worked with humm Group to take four new brands to more than 2.2 million customers – refreshing their entire customer-communication ecosystem from the ground up.

humm GroupBrand & campaign2M+ customers
humm 'Make it orange' campaign across MYER, Mario Badescu, PARLOURX, Cotton On, Hobby Warehouse and more.
'Make it orange' – humm across the brands Australians shop every day.

Client need

A revolution in the form of Afterpay was disrupting the payments category right up to the Big Four banks, making demons of credit cards and acquiring new customers by the billions, thanks to an unprecedentedly unregulated point-of-sale lending environment.

Our client, flexigroup, had been financing life’s bigger buys (fridges to TVs, beds to big holidays) for decades. They needed an approach that protected their bread and butter and kept them on the radar through one of the biggest payments disruptions since the dawn of the credit card.

humm 'Big Reno. Big Rock. Big Fix. Big Smile. Make it humm.' out-of-home posters in a bus shelter.
Out-of-home – the 'Make it humm' campaign brought the bigger-buy idea to the street.

Hello humm

In 2019 the business brought in a new CEO. Her first move was to review the product portfolio and massively simplify it, taking more than 20 legacy products down to just four, then leading a digital transformation that took the lender from paper forms at the checkout to app-based sign-up, in step with market-stormer Afterpay.

The hero product was humm, and the business was renamed on the ASX from flexigroup to humm Group, ticker HUM. Over four years more than two million new customers were acquired and four tech journeys were built – each needing brand-new comms: customer-lifecycle messaging, organic and paid social, and full out-of-home and online acquisition campaigns.

humm Group was, and is, beagle’s foundation client. We continue to work with them as they evolve the business for today’s market.

The humm app – 'Your transactions' screen showing total owed and payments due.
App-based sign-up and self-serve repayments – the digital transformation, in the customer's hand.
humm brand guidelines hero spread – 'The Bigger Buy Now Pay Later'.
Brand Insight spread
Brand Insight
Our Audience spread
Our Audience
Brand Message spread
Brand Message
Our Logo spread
Our Logo
Tone of voice spread
Tone of Voice
Inside the humm 'Being Bigger' brand guidelines – positioning, insight, audience, logo and tone of voice, all from one book.
“Four new brands to market, across channels, in twelve months.”
The humm sprint
humm 'Wallet Waiting!' welcome email – your wallet is approved and waiting.
Customer-lifecycle comms – the welcome eDM that greeted every new humm customer.
humm 'Bill shock. Notttt.' BPAY email
bundll 'Be a budget savvy bear' email
Two of the four brands, in the inbox – humm and bundll eDMs, top to bottom. Switch brand above.

Benefits to humm Group

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